Medium-term and Long-term Investments
Do you want to increase the value of your savings significantly while maintaining an optimum risk level? Invest in well-established mutual funds from several reputable world companies or in other modern investment products. Your portfolio may be denominated not only in CZK, but also in USD and EUR.
Mutual Funds
The advantage of mutual funds is the chance of a higher profit and quick access to the invested finances in case of unexpected need. Citibank offers you a wide selection of mutual funds from respectable world companies such as Credit Suisse, ING and others.
Bond Funds
These funds are invested in bonds issued by governments, other public institutions or private corporations. They offer a higher yield that, however, carries a higher risk of the loss of a portion of your investment.
- Medium-term investment
- Possibility of regular income
- Suitable for portfolio diversification
Balanced Funds
Balanced funds are invested in various types of securities such as bonds or stocks. Balanced mutual funds offer an attractive profit while limiting potential loss risk.
- Continuous reaction to changes on the market
- Higher yield
- Risk rate adequate to the potential profit
Equity Funds
Equity funds are invested mostly in equity stakes in corporations. They are suitable for investors who wish to invest for five or more years and accept a higher risk.
- Long-term investment
- Possibility of a higher profit
- Higher risk rate compared to money market funds and bond funds
Bonds
Bonds are securities usually bearing a fixed interest income and maturity. The yield is often paid to the bond holder at regular intervals until maturity, when the bond nominal value is paid out by the bond issuer.
- Regularly paid interest income
- Option to sell the bond prematurely at the current market price
- Tool for more conservative investors
Structured Investment Products
Structured investment products offer you the option of participating in the development of global equity, commodities, foreign exchange markets etc., while to a certain extent limiting your exposure to the risk of potentially losing the invested funds. Provided that you hold them until maturity, you will usually recover the capital invested (in case of capital-protected securities).
- Modern investment tool for experienced investors
- Principal guaranteed if the product is held until the maturity date
- Participation in the development of global markets such as equity or commodities
Citibank Plan for Life
Citibank Plan for Life is variable life insurance which will meet your demands as much as possible. It is an ideal opportunity for increasing the value of your assets regularly and securely with the option of high insurance protection.
- Maximum flexibility
- Option of guaranteed profit
- Option to select an investment strategy
- Decreases your tax burden
- High insurance protection with additional insurance possible
- Medical assistance service free of charge
Citibank offers life insurance in cooperation with AEGON Pojišťovna, a.s., which is also the insurance provider.
