Investment Tailored to Your Needs

During the CitiGold Wealth Management process, your personal banker will help you define your needs and risk profile and identify a corresponding structure for your investment portfolio.

CitiGold Wealth Planner

Citibank uses its own software - CitiGold Wealth Planner - to propose an optimum structure for your investment portfolio. This system will help your personal banker evaluate your current financial situation objectively and propose the optimal distribution of your investment portfolio with respect to your determined propensity to investment risks. CitiGold Wealth Planner is also used for regular assessment and monitoring of your portfolio performance.

Customer Profiling

A key step in ensuring proper distribution of your portfolio is identifying your needs, current financial status, and long-term financial and investment goals. Using this information, your personal banker will determine your personal investment profile together with you and offer investment products, taking into account your needs, risk profile and investment expectations.

Portfolio Allocation

When your personal banker has gained a better idea of your needs and goals, he / she will propose your portfolio distribution between liquid assets and long-term investments. The portfolio structure will reflect your specific financial needs and risk appetite.

Product Selection

Your banker will help you select specific products to achieve an optimum structure of products for each of the asset classes in your portfolio. When selecting products, it is crucial for your personal banker to know your risk tolerance level and your investment expectations. There are numerous investment products and opportunities available, yet each of them offers a different return potential and risk exposure.

Portfolio Review

Every three months you will receive a regular assessment report for your portfolio, specifying the performance of each of your investment products. If necessary, your personal banker will assist you, upon request, in adjusting your portfolio to the current market trends.