The benefits provided each person are 100% of the Principal Sum for accidental loss of life; two or more members (hand, foot, or eye), and speech and hearing in both ears; or 50% of the Principal Sum for loss of one member, or speech or hearing in both ears; or 25% of the Principal Sum for loss of the thumb and index finger of the same hand. Loss must occur within one year from the date of the accident that caused the injury. Only one amount, the largest, will be paid for any losses resulting from one accident.
Personal Cardmember's Exclusions
The plan does not cover any loss caused by or resulting from: Suicide or any attempt at suicide or intentionally self-inflicted injury or any attempt at intentionally self-inflicted injury(1); sickness, disease or infections of any kind, except bacterial infections due to injury, botulism ptomaine poisoning(2); declared or undeclared war, or any act of declared or undeclared war; travel or flight in or on ( including getting in or out of, or on or off of) any vehicle used for aerial navigation, whether as a passenger, pilot, or crew member, unless specifically provided by the Policy; your being legally intoxicated under the applicable law of the jurisdiction where the accident occurred, or your use of drugs, unless taken under the advice of a Physician; your commission of or attempt to commit a felony(3); or Tickets issued, used or obtained in a fraudulent manner. The following Exclusions are waived with respect to Air Travel Accident Coverage: -your being legally intoxicated under the applicable law of the jurisdiction where the accident occurred, or your use of drugs, unless taken under the advice of a Physician; your commission of or attempt to commit a felony(3). Coverage for Trip Cancellation and Trip Interruption excludes losses caused by, or resulting from Pre-existing Conditions(4). A Pre-Existing Condition means a sickness, disease, or other condition of you or your immediate family member, which in the 60 day period before the purchase date of a scheduled airline ticket, medical advice or treatment by a physician was received by you or your immediate family member. Coverage for Airline bankruptcy applies only to certain defaults as will be described in your certificate of coverage.
This is only a brief description of the coverages, limitations, and exclusions. In the event of any conflict between this statement and Master Policy number 9023627, the latter shall control
- For MO and SC residents: suicide or attempt at suicide, while sane, or intentionally self-inflicted injury or any attempt at intentionally self-inflicted injury.
- For MO and SC residents: sickness, disease or infections of any kind, except bacterial infections due to accidental ingestion of contaminated substances or pyogenic infections which result from an injury.
- For NY residents: your participation in a felony.
- For MO residents: in addition to all other exclusions in the Policy, coverage for Trip Cancellation and Trip Interruption is deemed to exclude losses caused in whole or in part by, or resulting in whole or in part from Pre-existing Conditions for losses incurred prior to the earlier of (a) the end of a continuous period of 12 months commencing on or after the purchase date of the ticket during all of which you or your immediate family member has received no medical advice or treatment in connection with such Pre-existing Condition; or (b) the end of a two year period commencing on the purchase date of the ticket.
5Underwriten and provided by National Union Fire Insurance Company of Pittsburgh, Pa, a member of American International Group, Inc with offices in New York, NY. Not all coverages available in all states.
6Insurance products are not FDIC insured, are not deposits, and are not bank guaranteed. You have the right to choose any insurance company you wish; your choice will not affect your relationship with Citibank. Citibank does not offer any tax, legal, investment or insurance advice, which each person should obtain from qualified professionals. Neither Diners Club nor any of its affiliates is the provider of the insurance.
7Calls are randomly monitored to ensure service quality.
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