What is a Mutual Fund? Learn about Mutual Funds.
Grow your wealth, your way
Investing for the long term is a key part of wealth management and Mutual Funds are one of the most popular ways to secure your financial future.
Whether you want to preserve your wealth and protect against inflation or grow your money for specific goals, they could be the ideal investment for you.
Mutual Funds clearly explained
What are Mutual Funds?
They are pooled investment, meaning that your money is added to that of other investors, allowing the fund to invest widely, spreading risk across different investments.
These can include different sectors, countries, or types of investments, and offer an easy way to access markets. Transaction costs are shared between investors in the fund and risk is diversified by investing in many areas.
Citi International Personal Bank recognises that clients want this ability to grow their wealth in a type of investment that suits their individual needs. Whether you want to limit your risk exposure, or gain access to funds that offer high growth potential, there may be a fund for you.
As part of our offshore services, we have partnerships with a wide range of the leading fund management companies to give you access to over 450 global funds across all sector and asset classes.
Our range of Mutual Funds
Make the most of our Mutual Funds
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Five star offshore service
When it comes to choosing a Mutual Fund you are not alone. At Citi International Personal Bank we are proud of our excellent service levels and our Relationship Managers are all offshore investment experts, on hand to help you choose an investment strategy to suit your needs.
Experienced investors can also choose to buy and sell on a non-advisory basis if you already know what you want to trade.
Find out more about international wealth management.
Who are Mutual Funds suitable for?
- People who want lots of choice about where they invest their money. They are available at all levels of risk, from low-risk Money Market funds to higher risk equity funds.
- Investors who are looking to grow their wealth, receive an income, or a combination of the two, as different Mutual Funds aim to achieve all of these goals to varying extents.
- Those who want to make a medium to long-term investment and minimise their costs and risks by putting their money into a Mutual Fund instead of investing directly.
- Anybody who wants to keep some of their wealth outside of their home country and invest through a highly regulated investment market like London or Jersey.
Because there are so many available funds you can tailor your investment portfolio to suit your individual needs by choosing funds that exactly meet your criteria. Our wealth management service provided by your Relationship Manager will help you every step of the way.
How can I invest?
Buy or sell over the phone, email or fax, face-to-face with your Relationship Manager.
In order to benefit from our expert investment advice and begin investing in one of over 450 funds, clients must meet our minimum relationship balance requirement of at least US$200,000 (or currency equivalent).
Once you are a client the minimum investment amount for an individual Mutual Fund is US$5,000 (or currency equivalent).
Make the most of our Mutual Funds
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Investments in Mutual Funds should be considered as medium to long-term investments. Investments in smaller companies may involve a higher degree of risk, as share prices in this sector are significantly more volatile than those of large cap stocks. Investments in emerging markets may involve a higher degree of risk due to political and economic instability and underdeveloped markets and systems. Investors investing in investment products denominated in non-local currency may be subject to risk of exchange rate fluctuations, which could result in loss of principal if converted back to your home currency.
Mutual funds are investments products and are subject to investment risks which include:
May entail the loss of all or part of the invested capital. Products are (i) not insured by any government agency; (ii) not a deposit or other obligation of, or guaranteed by, the depository institution; and (iii) subject to investment risks, including possible loss of the principal amount invested.
