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In a pervasively electronic world, the flow of money can interconnect cities, energize
economies and galvanize communities. As online, mobile and network advances continue
to rapidly integrate digital money into our socioeconomic fabric, we are presented with
attractive opportunities to open digital commerce to one and all. But how ready are we?
Sandeep Dave
Tomasz Smilowicz
Getting Ready for Digital Money:
A Roadmap
Ashwin Shirvaikar, CFA
Llewellyn D W Thomas
Greg Baxter
Antoine Vernet
January 2014