Treasury

Money market

Standard products

Deposits (Standard and broken-date maturities)

For placing the excess liquidity, we offer the possibility to book deposits in lei or foreign currency at preferential rates, through our on-line platform CitiFX Pulse^® or by telephone (confirmation with our treasury department). CitiFX Pulse^® platform does not require installation and it is the fastest way to book deposits, removing the waiting time at the bank desk or over the phone.

Derivative products

Structured deposits

Structured deposits enable customers to obtain higher yields by taking on a market risk. The most popular deposits are linked to the price of a particular asset (market linked deposit). For institutional investors and companies with large amounts of liquidity, Citi Romania will customize the deposits according to the needs of the client.

Interest rate hedging structures

Clients which hold interest-bearing assets or liabilities are exposed to interest rate risk. For example, by taking a loan, the client is exposed to movements in the interest rates.

Some benefits of the interest rate hedging structures are:

• Limit or manage the exposure to fluctuations in interest rates
• Obtain a lower interest rate through a swap
• Eliminating uncertainty and increase the precision of budgeted cash flows.