The Future of Payments

28 BANKING PERSPECTIVES QUARTER 4 2018 RTP In the year since the late 2017 launch of the RTP network, the real-time payments platform from The Clearing House, the banking industry has made remarkable progress toward reaching faster payments ubiquity. By the end of 2018, 14 banks – accounting for close to 50% of U.S. transactions accounts – will be connected to the RTP network, with thousands of additional banks expected to be on the network by the end of 2019. On the following pages, you will hear seven perspectives from members of the payments ecosystem about why their organizations are excited about the additional value and opportunities RTP will provide their businesses, customers, and the U.S. Economy. AT 1