The Future of Payments

33 BANKING PERSPECTIVES QUARTER 4 2018 Our Perspective. Your Vision. Promontory, an IBM Company, provides unique insight and advisory services that help industry leaders confidently navigate complexity at the global intersection of strategy, risk management, and regulation. About Promontory We excel at helping clients resolve critical issues, particularly those with a regulatory dimension. Our deep domain expertise, combined with IBM’s world-class technology, allows us to address challenging national and cross-border issues in banking, securities, commodities, financial instruments, markets, and insurance. More at promontory.com