The Future of Payments

Equal Housing Lender. ©2018 M&T Bank. Member FDIC. Since 1964, Miller & Smith has built more than 18,000 homes in the DC area. President Doug Smith is proud that his business doesn’t resort to cookie-cutter designs for customers, and he’s found a similar approach at M&T Bank. For over 20 years, we’ve continually provided the deep resources of a big bank, along with the personal service of a community bank to help Miller & Smith plan for the ups and downs of their industry cycles. To learn how M&T can help your business, call Cecilia Hodges at 703-748-3734 or visit mtb.com / commercial. Understanding what’s important. Constructing the right plan. Doug Smith PRESIDENT MILLER & SMITH D E P O S I T O R Y A N D L E N D I N G S O L U T I O N S | T R E A S U R Y M A N A G E M E N T | M E R C H A N T S E R V I C E S | C O M M E R C I A L C A R D Equal Housing Lender. ©2018 M&T Bank. Member FDIC. Since 1964, Miller & Smith has built more than 18,000 homes in the DC area. President Doug Smith is proud that his business doesn’t resort to cookie-cutter designs for customers, and he’s found a similar approach at M&T Bank. For over 20 years, we’ve continually provided the deep resources of a big bank, along with the personal service of a community bank to help Miller & Smith plan for the ups and downs of their industry cycles. To learn how M&T can help your business, call Cecilia Hodges at 703-748-3734 or visit mtb.com /commercial. Understanding what’s important. Constructing the right plan. Doug Smith PRESIDENT MILLER & SMITH D E P O S I T O R Y A N D L E N D I N G S O L U T I O N S | T R E A S U R Y M A N A G E M E N T | M E R C H A N T S E R V I C E S | C O M M E R C I A L C A R D