Citi Client Casebook Middle East and Africa 2022

1 Contents Environmental, Social and Governance (ESG) 4G CAPITAL Citi Social Finance Solution enables scale and growth for 4G Capital’s Digital Financial Services 6 d.light One billion to benefit from Scaling Enterprise partnership to eliminate energy poverty 8 Safaricom PLC Championing women in business via supply chain finance 10 Liquidity and Working Capital Brazil Foods in the Middle East Improving Working Capital with Supply Chain Finance 14 Emirates Global Aluminium Off-balance sheet funding solution delivers working capital benefits for EGA 16 International Breweries plc Raise a glass for this bridging loan solution to company rights issue 18 LG Electronics in Algeria Supply Chain Finance Solution eases access to liquidity for local supplier 20 MultiChoice Group Limited Working from home not a barrier to this progressive treasury team 22 Unilever Unique structured sales financing solution keeping Unilever’s Middle East growth on track 24 Vivo Energy plc Streamlined and centralised payroll and supplier payments process brings Vivo Energy newfound efficiency 26 Digital, Data and Connectivity Aramex PJSC Complete solution delivered for UAE company across 27 countries 30 Careem Careem Initiates Payments to Captains via Mezza Wallets in Egypt 32 Flour Mills of Nigeria How total digitisation optimised Flour Mills of Nigeria’s daily treasury processes 34 LafargeHolcim Algeria Enhancing day-to-day cash collections and improving the customer’s experience are key drivers for LafargeHolcim Algeria treasury transformation 36 Sanlam Life Insurance Citi’s API-based integration solution reduces Sanlam’s manual payment process and creates a seamless channel for connectivity 38 Driving Growth and Operational Efficiency Etihad Airways Expense management by Etihad Airways delivers big benefits 42 flydubai flydubai collects funds through the UAE Payment Gateway System 44 Nirvana Travel & Tourism Tour operator creates a slipstream for improving booking transactions 46 Sanofi Aventis and Winthrop in Algeria Automated Collections enhanced via a Digital Direct Debit Solution 48